Terms of Service

Effective Date: [05/27/2025]
Last Updated: [August 5, 2025]

Welcome to Understanding Cycles by Momafey-HT (“we,” “us,” “our”), operated under Momafey-HT Virtual Enterprise LLC. By subscribing to, accessing, or using our Substack newsletter, chat, live sessions, or any related content, you agree to these Terms of Service (“Terms”).

Please read these Terms carefully. By using our services, you acknowledge that you have read, understood, and agreed to these Terms.

1. Eligibility

You must be 18 years or older or have parental/guardian permission to access or subscribe to this Substack newsletter and its associated content.

2. Content and Use of Services

• All content provided on Understanding Cycles by Momafey-HT (including live sessions, newsletters, audio/video content, and chat discussions) is for educational, inspirational, and motivational purposes only.

• This content does not constitute professional counseling, medical, financial, or legal advice. You are responsible for how you apply any information shared.

• Unauthorized use, reproduction, distribution, or sale of our content without written consent from Momafey-HT Virtual Enterprise LLC is prohibited.

3. Subscriptions and Payments

• We offer free and paid subscription options via Substack.

• Paid subscriptions grant access to exclusive content, recaps, and bonus materials.

• All subscription payments are processed securely through Substack’s payment system. We do not store your payment information.

• Refunds: Subscription payments are generally non-refundable. Please refer to Substack’s policies for exceptions.

4. Community Guidelines (Chat & Comments)

To keep our community supportive and safe:

• Be respectful of all members.

• No harassment, hate speech, spamming, or self-promotion without permission.

• We reserve the right to remove comments, block users, or revoke access if behavior violates these Terms or disrupts the community.

5. Intellectual Property

• All content (text, graphics, audio, video, downloads, and live session materials) is the intellectual property of Momafey-HT Virtual Enterprise LLC unless otherwise stated.

• You may not reproduce, sell, or share this content without written permission.

6. Limitation of Liability

• Our content is provided “as is” and without warranties of any kind.

• Momafey-HT Virtual Enterprise LLC and its representatives are not liable for any direct, indirect, or incidental damages arising from the use of this Substack newsletter, chat, or live sessions.

7. Privacy

• We respect your privacy. Your email and subscription information are used only for newsletter and communication purposes.

• For payment-related privacy, refer to Substack’s Privacy Policy.

8. Changes to Terms

• We may update these Terms occasionally. Updates will be posted with a revised Effective Date.

• Your continued use of our Substack services after any changes constitutes acceptance of the updated Terms.

9. Contact Us

For questions about these Terms or any concerns, contact:
Momafey-HT Virtual Enterprise LLC
Email: momafeyht@gmail.com
Website: www.momafeyhometraining.com